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mortgages with mitch

Straight answers on rates, loans, and buying a home — written by Mitch Tugaw so you can borrow with confidence.

What Credit Score Do I Need to Buy a Home in Vancouver, WA in 2026?by: Mitch Tugaw

Most Vancouver, WA buyers need about a 620 credit score for conventional or VA, 580 for FHA, and 620 for Washington down payment help. Here's the 2026 breakdown.

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VA Loans in Vancouver, WA & Portland, OR: The Veteran's Guide to Buying With $0 Downby: Mitch Tugaw

VA loans let eligible veterans and service members buy in Vancouver or Portland with $0 down and no PMI. Here's how the benefit works, what's changed for 2026, and what it means for buyers in Clark County and Multnomah County.

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